Shop for everything you want online

InstaCred EMI allows you to pay in installments for your purchases. So you can buy more items in the same budget.

Travel in style

No need to pay for your entire vacation in one transaction. You have the power to plan a great vacation and pay over a period of time.

Invest in your child's future

Invest in your child's future with the best coaching classes. Pay their fees in installments with InstaCred EMI.

Insure yourself wisely

Insurance is a must for eveybody. We make paying for it simpler by giving you the choice to pay for it over a period of time.

Enjoy a yearly subscription

Most D2H operators offer yearly subscriptions that are cheaper. With InstaCred EMI not only can you choose the best package, but also pay for it in installments.

Click on the activation link received as SMS or email

Set your PIN and activate InstaCred EMI

Shop with our merchants, choose EMI tenure and checkout

Repay your monthly InstaCred EMI on the due date


Lowest interest rates

Our EMI interest rates are the most competitive in the industry. So your purchases remain light on your pocket. Know More here.

No down payment. No hidden cost.

The amount you see at checkout is what you pay. There is no hidden cost that is applied before, during or after checkout.

Online dashboard

You can track your repayment cycle, outstanding payments and shopping history with your online dashboard whenever you want.

Your terms. Your control.

You can choose the duration for the EMIs as per your budget. You can also trackĀ and maintain a record of all your transactions through your InstaCred account.

EMI Calculator

Use our EMI calculator to know the amount you will pay in installments by paying with InstaCred EMI.